Own a home on your terms.
Discover programs and benefits available to Soldiers and veterans who are looking to buy or refinance a home. This includes lower interest rates along with down payments as low as $0.
Get better rates and lower down payments.
The Veteran Affairs (VA) Home Loan federal program helps Soldiers and veterans get better terms and benefits when purchasing or refinancing a home compared to a non-military borrower.
A portion of the loan is guaranteed by the VA.
Refinancing options come at a low cost.
No mortgage insurance is required.
Interest rates and monthly payments are lower.
Ways to Use Your VA Home Loan
Your VA Home Loan is a lifetime benefit that you can use on future purchases as long as you meet the eligibility requirements.
A portion of the loan is guaranteed by the VA.
Refinancing options come at a low cost.
No mortgage insurance is required.
Interest rates and monthly payments are lower.
Native American Direct Loan (NADL) Program
If you’re a veteran, and you or your spouse is Native American, the NADL program may help you get a loan to buy, build, or improve a home on federal trust land. You may also get a loan to refinance an existing NADL and reduce your interest rate.
